Free Business Checking
Money Market Accounts
Sweep Repurchase
Debit Card
Night Deposit
Overdraft Protection
EXPERT® Solutions Program

Free Business Checking
With The Callaway Bank's Free Business Checking, there are no limitations, no restrictions, and no fine print.  There are no lengthy computations to determine your earnings credit each month, no maintenance fee, no charge per check written or limit on deposits.  Free Business Checking is available to businesses whether they're small, medium or large.

Features include:

• $100 to open the account
• No monthly fee
• No minimum balance
• No per check fee - unlimited
• No per deposit fee - unlimited
• Electronic transactions - $0 (incoming ACH's transfers, ATM, debit card, telebanking)
• Business Banking Online - $0
• Online Billpay - $0 with unlimited transactions
• Business debit card $0
• Check images with statement
• Callaway Bank On Call available with completed authorization form
• Business Banking OnLine available with completed agreement

Just contact a Personal Banker or Financial Services Representative to discuss opening your new Free Business Checking account.

Money Market Accounts
Here's a flexible way to manage your liquid assets while receiving monthly interest. A deposit of $2,500 or more is required to open a Flex Money Market account or open a Premium Money Market account with $75,000 and earn a premium rate. Interest is compounded and credited to your account every month. Certain per-check fees and restrictions may apply depending on your monthly account activity. Talk to a personal banker for current interest rate information or for more details regarding this account. They will be happy to assist you.

Debit Card
Enjoy the convenience of an ATM card that works like a check too! There is no annual fee and no fees per transaction.  Simply use the card when you make purchases wherever you see the MasterCard Debit Card logo and your checking account will be automatically debited for the amount. Purchases are listed on your monthly checking statement in a clear format so you can easily keep track of your expenses.

The Money Tree Plus Debit Card is used for the purpose of withdrawing cash, making deposits, requesting balances, transferring funds, and making purchases. Debit cards can be used by either entering a PIN at any of the 360,000 ATM locations around the world to access your Callaway Bank accounts or authorized by your signature at Debit MasterCard point of sale locations. One card; many uses. A personal banker will assist you with the details and agreement forms.

Night Deposit
Lockable bags are available to rent for $10 per bag per year. More information is available at the Safety Deposit Desk.

Overdraft Protection
Avoid the inconvenience and fees associated with overdrafts by arranging automatic coverage of transaction accounts from your business line of credit or from other deposit accounts. A nominal fee is assessed for each transfer.

EXPERT® Solutions Program
We understand ordering business checks and related products can be very complex and confusing - but it doesn't have to be. With The Callaway Bank and Clarke American, you will not only be assured the highest quality business checks and supplies, you will also receive:

Software Compatibility
Security - The Safest Checks You Can Write®
Exceptional Value - competitive prices
Convenience - order via phone, Internet, mail or fax
Service & Selection
Guaranteed Satisfaction