Checking Accounts

No Strings Free Checking®
Flex (Money Market) Account
Money Tree Plus Debit Card
Evergreen Account Cash Reserve
Telebanking
Callaway Bank Online

No Strings Free Checking® - by far our most popular checking product

Open a No Strings Free Checking® account and you'll never pay monthly checking fees again. With only a $100 initial deposit to open your account, there's no minimum balance to maintain, no limit to the number of checks you can write every month, no charge for our Intellifile™ imaging system of your checks, no limit to the number of transactions you make or number of times you talk to a teller or personal banker.

Plus, we don't require other relationships with us to make you "eligible" for Free Checking. When we say No Strings, we really mean it!

Flex (Money Market) Account

Here's a flexible way to manage your liquid assets while receiving monthly interest.* A deposit of $2,500 or more is required to open a Flex/Money Market account. Interest is compounded and credited to your account every month. Visit with a personal banker for more details regarding the benefits of this account.** They will be happy to assist you.

Money Tree Plus Debit Card*

Enjoy the convenience of an ATM card that works like a check too! Simply use the card when you make purchases at over one million merchants worldwide, and your checking account is automatically debited for the amount. There are no fees and your purchases are listed on your monthly checking statement in a clear format to enable you to easily keep track of your expenses.

Use this card instead of cash or checks anywhere the Master Card® symbol is displayed. You can also use your debit card to withdraw cash, check account balances, and transfer funds between your Callaway Bank accounts at 360,000 ATM locations around the world. One card; many uses. A personal banker can assist you with the details. Start enjoying the convenience of a debit card today.

Evergreen Account Cash Reserve*

Available with our personal checking account (with an approved application), this handy addition to your checking account allows you to enjoy the convenience of additional funds at a moment's notice by either writing a check or using your Money Tree Plus Debit Card. Think of it as "extra credit" connected to your checking account when you need to spend more than your available balance. Talk to a personal banker about the details.

Telebanking – The Callaway Bank On Call

Just pick up a touch-tone phone anywhere in the world and Callaway Bank On Call will provide you with free, fast and easy access to your accounts 24 hours a day, 7 days a week, 365 days a year. You'll receive a secure PIN when you open your checking account, which prevents anyone else from accessing your personal account information.

Just dial (573) 592-6363 or toll free (888) 642-6060 to check on your account balances, find out which checks have cleared, and much more.

Callaway Bank OnLine

How many times have you been at home and wondered about your account balance or whether a check had cleared? Now, Callaway Bank OnLine gives you around-the-clock possibilities, with access to your account 24 hours a day. Information on your finances is just a click away. The best part about Internet banking is that the basic service is free of charge. There is absolutely no charge to access your accounts anytime day or night. For those who want to pay bills online, checking account customers may also enroll in Bill Pay - again at no charge.

*Talk to a personal banker for current interest rate information or an application.
**Certain per-check fees and restrictions may apply depending on your monthly account activity. Call a personal banker for details.