Basic Checking is a debit account that comes with all of the features that you will need to feel secure. It includes standard benefits such as a mobile app and optional mobile check deposit, a debit card, free Fraud Analytics Protection, free eStatements with check images, online bill pay, Apple Pay® and much more.
With our free mobile app and online bill pay, we make it easy to track your spending, pay bills online, send money and deposit checks. Our Basic Checking is a non-interest account that requires no minimum monthly balance and no monthly service charge!
No gimmicks or hidden fees, just an easy to use basic checking account to take care of all of your needs. See the comparison below of our two Basic Checking options, and apply today!
Basic Checking
| Includes: | |
|---|---|
| Monthly Service Charge | $0 |
| Minimum Balance to Open | $100 |
| Minimum Balance Required | NONE |
| No Fees on Checks Written or Items Deposited |  |
| Mobile Banking App (plus optional mobile check deposit) | |
| eAlerts | |
| Online Banking | |
| Online Bill Pay | |
| Debit Mastercard® | |
| Fraud Analytics Protection | |
| eStatement w/ Check Images | |
| 24hr Telebanking | |
| Other Fees | Common Fees |
| Optional Features | |
| Courtesy Pay Overdraft Protection² | $800 Limit |
| Paper Statement | $3.95/month |
| FavCard (custom debit card) | $5.95 |
| FavCard (choose from our library) | $1.95 |
FavCard®
Customize your consumer check card and make it your FAVorite card! The Callaway Bank offers you the option to put that special picture on the card that you use most – your check/debit card.
Personal Savings
No matter what you’re saving for, we’re here to help keep your money safe and secure until you’re ready to use it.
Digital Wallets
The Callaway Bank now offers Digital Wallets: Google Pay™, Apple Pay®, and Samsung Pay™.
Personal Mobile App
The Callaway Bank Mobile app allows you to bank on the go. It’s free to download and offers quick access for managing your consumer accounts.
Personal Mobile Check Deposit
Deposit checks anywhere, anytime with Mobile Check Deposit from The Callaway Bank.
Basic Interest Checking Accounts
| Includes: | |
|---|---|
| Earns Interest | |
| Monthly Service Charge | $12 |
| Minimum Balance to Open | $100 |
| Minimum Balance Required | $2,500 to waive service charge |
| No Fees on Checks Written or Items Deposited | |
| Debit Mastercard®² | |
| Fraud Analytics Protection | |
| eStatement w/ Check Images | |
| Online Banking³ | |
| Online Bill Pay | |
| eAlerts⁴ | |
| Mobile Banking⁴ | |
| 24hr Telebanking | |
| Courtesy Pay Overdraft Protection⁵ | $800 Limit |
| Other Fees | Common Fees |
| Optional Features | |
| Paper Statement | $3.95/month |
| FavCard | $5.95 |
¹Courtesy Pay Overdraft Protection charges $32.50 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days but will be subject to a $3.00 per day fee beginning the 3rd day the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.