Opening an Account

Before you come in, make sure you meet these requirements and have these items with you:

For Personal Checking, Savings, Money Markets, and CD’s:

  • You must be 18 years of age to open a checking account without a parent.
  • Minimum Deposit specified for each account.
  • A driver’s license or passport
  • If you do not have a license or passport, you can bring in 2 forms of ID. (These include, Social Security Card, Birth Certificate, Medicare card, Insurance card.)
  • If the address you wish to put on the account does NOT match the address on your ID, we ask that you bring in any official form with your current address on it.
  • Parents or guardians cosigning on the account for a minor will need to bring in the above identification, minors will need to bring in their Birth Certificate and Social Security card as well.

For Personal Loans:

  • A loan application, which can be filled out online or at any of our bank lobby locations.
  • Most recent paycheck receipt covering 1 full month
  • Most recent W2’s for last 2 years (If you are self employed, or if you receive commission income, also include a copy of 2 year’s most recent Federal Income Tax Returns complete with supporting schedules.)
  • Most recent statement for each investment/retirement account listed on application
  • Name and phone number of the insurance agent who provides your property insurance
  • A driver’s license or passport
  • If you do not have a license or passport, you can bring in 2 forms of ID. (These include, Social Security Card, Birth Certificate, Medicare card, Insurance card.)
  • If the address you wish to put on the account does NOT match the address on your ID, we ask that you bring in any official form with your current address on it.

For Business Checking, Savings, Money Markets, and CD’s:

  • Tax ID number
  • Employer Identification Number
  • Business Paperwork
  • A driver’s license or passport for each signer on the account
  • If you do not have a license or passport, you can bring in 2 forms of ID. (These include, Social Security Card, Birth Certificate, Medicare card, Insurance card.)
  • If the address you wish to put on the account does NOT match the address on your ID, we ask that you bring in any official form with your current address on it.

For Business Loans:

  • A loan application, which can be filled out online or at any of our bank lobby locations.
  • Most recent paycheck receipt covering 1 full month
  • Most recent W2’s for last 2 years (If you are self employed, or if you receive commission income, also include a copy of 2 year’s most recent Federal Income Tax Returns complete with supporting schedules.)
  • Most recent statement for each investment/retirement account listed on application
  • Name and phone number of the insurance agent who provides your property insurance
  • Your business’s balance sheet listing assets and liabilities
  • A driver’s license or passport
  • If you do not have a license or passport, you can bring in 2 forms of ID. (These include, Social Security Card, Birth Certificate, Medicare card, Insurance card.)

If the address you wish to put on the account does NOT match the address on your ID, we ask that you bring in any official form with your current address on it.

Serving Mid-Missouri with 8 locations

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