Youth Entrepreneur Program


If you’ve ever had a lemonade stand, delivered newspapers, ran errands, raised animals, or had an innovative idea, then you know a little bit about being an entrepreneur.

Entrepreneurs are people who see an opportunity and seize it. They enjoy tackling a challenge and finding new ways to make things happen.

The Callaway Bank is excited to be investing in a specialized loan program specifically designed for student entrepreneurs.

Whether it’s your own photography studio, sweet corn patch, greenhouse, or anything else, The Callaway Bank is here to help you get started.


Who is eligible for this program?

The Youth Entrepreneur Program is open to high school students in mid-Missouri working with a school advisor who can mentor them in running a business.

How much can I borrow?

Youth Entrepreneur loans are available up to $1000 or more depending on the project. Loans are structured with a low interest rate and a 1 year term.

What kind of projects?

Eligible projects would typically be based around school entrepreneur programs such as FFA or FBLA and will vary depending on the student. Agriculture related projects could involve raising livestock or developing a green house.  It could be tech related, like a mobile app or an online business development. One key feature each project must have is business viability.  One of the goals of this program is to teach young adults how to manage finances and give them experience running their own business, and being responsible for credit.  Your business planning will need a plan for repaying the loan.

What information do I need to provide?

As with any business loan, you will need a business plan. However, for our Youth Entrepreneur Program, we have simplified the process. You will need a financial statement, a brief explanation of your project approved by your advisor, a budget, and a loan application signed by you and your parent/guardian. Please see our Youth Entrepreneur Checklist for more details.

Download YEP Check List

Who should I contact to get started?

Students may contact Paul Craghead at 573.592.6381 or Debbie LaRue at 573.447.1771.



Tell us about your project!

Serving Mid-Missouri with 8 locations

Bank on it

The Big Mistake Business Owners Make

If you’re an entrepreneur, you’ve likely heard the statistic that twenty percent of businesses fail within… Read More

Shopping locally produces 4x benefit to your community.

Shopping Local: It Does 4x More Than You Think

When you shop at local businesses your dollar goes further than just your purchase. Studies show… Read More

We've engaged Avannis to reach out to clients for feedback about the service we provide.

We’re Reaching Out

Your input is important to us.  As part of our commitment to provide High Touch Customer… Read More