At The Callaway Bank, we’ve designed our credit cards with our customers in mind. Whether your goal is to have a credit card for emergency use, to help build your credit, or to earn you cash back on all of your purchases, The Callaway Bank has a card option to fit your needs. Callaway Bank Credit Cards are issued and managed by The Callaway Bank, which means you also benefit from local decision-making and local customer service. We understand that when you need to talk to someone about your card, it helps to talk to someone in person. Our branch staff and Customer Care Team are here to help.
Apply Today!
Our Callaway Bank Credit Cards feature enhanced card security, including new chip technology, zero liability, and 24/7 account monitoring.¹ ²
Additionally, we’ve partnered with Mastercard® to offer all of the great features their credit cardholders receive, such as an extended warranty on purchases, concierge service for when you need help booking a trip or getting reservations for a restaurant, travel protection, and identity theft resolution services. ¹ ²
Multiple Credit Card Options To Fit Your Needs
Personal Credit Cards
| Advantage Card | Rewards Credit Card | Cash Back Credit Card | |
|---|---|---|---|
| Card Benefit | Our Best Rates Available | Earns Points On All Purchases. Redeem for Gift Cards, Travel, Merchandise, or Donate to Local Charities | Earns 1% Cash Back On All Purchases. Redeem When And For Whatever Amount You'd Like. |
| Rates | 14.49% - 21.49% | 17.49% - 24.49% | 17.49% - 24.49% |
| Rate Details | Click to View Rate Details! | Click to View Rate Details! | Click to View Rate Details! |
| Annual Fee | $0 | $0 | $0 |
| Rewards/Cash Back | N/A | Earn Rewards Points + 10,000 Free points for Opening Account | Earn Cash Back On All Purchases |
| Redemption of Rewards/Cash Back¹ | N/A | Redeem Points Anytime | Redeem Accrued Cash Anytime |
| Issued and Managed by The Callaway Bank |  | | |
| Local Customer Service | | | |
| 24/7 Account Monitoring | | | |
| 24/7 Customer Service | | | |
| Paying Late Won't Raise APR | | | |
| No Overlimit Fee | | | |
| Account Alerts | | | |
| Mastercard Benefits | |||
| Zero Liability¹ | | | |
| Identity Theft Resolution Services | | | |
| Mastercard Emergency Services | | | |
| Price Protection² | | | |
| Extended Warranty² | | | |
| Mastercard Airport Concierge™² | | | |
| Priceless Cities Offers & Experiences™² | | | |
*Click the link to see disclosure for details.
¹ – Certain restrictions apply. See www.mastercard.us/zero-liability for details.
² – Certain restrictions apply. For details, click here.
Cardholder Agreement for Advantage, Rewards, and Cash Back cards.