bills 11

Checking

The Callaway Bank cares about setting you up with the checking account that is right for you. Whether you are managing your entire family’s finances or helping your child learn to budget with a student account, we’re positive The Callaway Bank has an option that will serve your needs.

All our checking accounts include features that will make you feel secure, like free FraudWatch Plus® Protection, as well as online and mobile banking that lets you manage your finances efficiently while on the go. The Callaway Bank eAlerts will keep you on top of your transactions. eStatements, with check images, reduce the risk of fraud and identity theft while conserving paper.

Ultimate Checking® Accounts at The Callaway Bank offer even more services, like letting you skip the surcharge when using non-Callaway Bank ATMs. They also allow you one waived overdraft fee each year, because we understand you’re human.

Learn more about the checking services at The Callaway Bank and let us help you find the account that is tailored to your needs.

We still offer a Free Basic Checking  account and our Ultimate Checking® package gives you more great features like:

  • Refunded Non-Callaway Bank ATMs1
  • Free Bank Logo Checks
  • Callaway Bank Rewards
  • One Waived Overdraft Fee Annually

Our Most Popular Checking Options

Non-Interest Checking Accounts

Ultimate Checking
Free Basic Checking
Monthly Service Charge
$5.95
$0
Minimum Balance to Open
$100
$100
Minimum Balance Required
NONE
NONE
Refunded Non-Callaway Bank ATMs1
YES
N/A
Free Bank Logo Checks
YES
N/A
Waived Overdraft Fees Annually
1
0
Callaway Bank Rewards
+Points to Open Account
YES

1000
N/A
No Fees on Checks Written or Items Deposited
YES
YES
Free Visa Check Card2
YES
YES
Free FraudWatch Plus Protection
YES
YES
Free eStatement w/ Check Images
YES
YES
Free Online Banking3
YES
YES
Free Online Bill Pay
YES
YES
Free eAlerts4
YES
YES
Free Mobile Banking4
YES
YES
Free 24hr Telebanking
YES
YES
Courtesy Pay Overdraft Protection5
$800 Limit
$400 Limit
Optional
Paper Statement
$0
$3.95/ month
FavCard
$5.95
$5.95

 

Interest Checking Accounts

Ultimate Interest Checking
Basic Interest Checking
Earns Interest
YES
YES
Monthly Service Charge
$7.95
$12
Minimum Balance to Open
$100
$100
Minimum Balance Required
$0
$2500 to waive service charge
Refunded Non-Callaway Bank ATMs1
YES
N/A
Free Bank Logo Checks
YES
N/A
Waived Overdraft Fees Annually
1
0
Callaway Bank Rewards
+Points to Open Account
YES
N/A
No Fees on Checks Written or Items Deposited
YES
YES
Free Visa Check Card2
YES
YES
Free FraudWatch Plus Protection
YES
YES
Free eStatement w/ Check Images
YES
YES
Free Online Banking3
YES
YES
Free Online Bill Pay
YES
YES
Free eAlerts4
YES
YES
Free Mobile Banking4
YES
YES
Free 24hr Telebanking
YES
YES
Waived Fees for Overdraft Auto Transfer from Other Accounts
YES
N/A
Courtesy Pay Overdraft Protection5
$800 Limit
$400 Limit
Optional
Paper Statement
$0
$3.95/ month
FavCard
$5.95
$5.95

 

Free Student Checking

Monthly Service Charge
$0
Minimum Balance to Open
$25
Minimum Balance Required
$0
Free Online Banking3
YES
Free eStatement w/ Check Images
YES
Free FraudWatch Plus Protection
YES
Free Online Bill Pay
YES
Free Visa Check Card2
YES
Free eAlerts4
YES
Free Mobile Banking4
YES
Free 24hr Telebanking
YES
Courtesy Pay Overdraft Protection5
$400 Limit
Waived Fees for Overdraft Auto Transfer from Other Accounts
N/A
No Fees on Checks Written or Items Deposited
YES
Optional
Paper Statement
$3.95/mo
FavCard
$5.95

1Other bank’s ATM Fees will be refunded when the customer notifies The Callaway Bank within 60 days of the statement date in which the transaction was posted. Applies only on to ATM’s within the United States

2Overdraft and Non-sufficient fund fees may apply.

3Internet carrier fees may apply. Check with your carrier.

4Wireless carrier rates may apply. Check with your carrier.

5Courtesy Pay Overdraft Protection charges $29.50 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days, but will be subject to a $3.00 per day fee beginning the 3rd day the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.

6Offer subject to credit approval.

FāvCard

Customize your consumer check card and make it your FAVorite Card! The Callaway Bank offers you the option to put that special picture on the card that you use most – your check/debit card. Plus your card is ready when you leave the branch with our new Insta-Print card technology!

It’s easy to receive your new FāvCard®. Stop by any of our convenient locations and take home your FāvCard® today!

Learn more about The Callaway Bank FāvCard



Serving Mid-Missouri with 9 locations

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