Thank you to our participating merchants!

44 Stone

44 Canteen

Italian Village 

Fretboard Coffee

Randy’s Frozen Custard

Buckingham Smokehouse Bar-B-Q

La Terraza

Jersey Mike’s

Jose Jalapeno

Midway Golf and Games

#TCB20COMO Sweepstakes Official Rules

NO PURCHASE OR PAYMENT OF ANY KIND NECESSARY TO ENTER FOR A CHANCE TO WIN.

1. Sweepstakes Sponsor and Administration

This sweepstakes is sponsored and administered by The Callaway Bank, 5 E. Fifth St., Fulton, Mo 65251.

2. How to enter:

To enter pick up an official scratch off card at any Callaway Bank branch in Columbia, MO, and scrape away the coating covering the prize information.  By doing so, each entrant accepts and agrees to be bound by these promotion rules. Noncompliance with any entry procedure will result in disqualification. No purchase is necessary to enter, nor will having an account with the bank increase the odds of winning.   Only one scratch off card per person per day will be given away and total scratch off cards per person are limited to no more than two cards for the sweepstakes period.

3. Sweepstakes Period

The Sweepstakes period runs from 8:00 a.m. September 3, 2019 through 5:00 p.m. September 30, 2019 or while scratch off cards last.  A limited supply of cards will be printed. Winning scratch off cards must be redeemed by December 31, 2019 otherwise they are considered void.

4. Eligibility

To be eligible for the Sweepstakes you must be a legal resident of Missouri and at least 18 years of age on the date of entry. Void where prohibited by law. Callaway Bank employees and immediate family members, directors, bank partners, affiliates, subsidiaries, and agents are not eligible to participate.

5. Odds:

Odds of winning a prize depend upon the total number of eligible entries received.  Average chances are 2 in 3 of winning at least $1.  However, this does not mean that every 2 cards out of 3 cards in a row will be a winner as wining cards are printed and distributed at random.

6. Prizes

There will be a maximum of 2725 prizes given away. Cash Prizes: Up to 1,880 cash prizes that range from $1 to $100 will be awarded.  Other Prizes:  Up to 845 other prizes will be awarded as credits to local merchants ranging in value of $5 to $20.  To redeem a cash prize, present your winning scratch off card to any Callaway Bank location in Columbia, MO.  Other prizes may be redeemed by presenting your scratch off card to the participating merchant identified on the card. You must present your scratch off card before placing an order with the merchant.  The merchant will give you the amount listed as a credit toward your order at their establishment. While you are not required to order more than the credit amount, if your order is less than the credit the merchant will not refund the difference. All participating merchants are Columbia locations only.  All prizes must be redeemed by December 31, 2019 otherwise they are considered void.  Sponsor may substitute a prize of equal value at its discretion.  All prize details not specified herein are at the discretion of the Sponsor.

7. General Conditions

Federal, state and local tax liability and any other expenses are the sole responsibility of prizewinner. Void where restricted and prohibited. Prizes are nonrefundable, non-transferable, non-assignable and non-exchangeable.  The Callaway Bank may suspend, terminate and or make modifications to the Sweepstakes at any time at its discretion. If the winner does not claim the prize by December 31, 2019, they will forfeit their prize.  Neither The Callaway Bank nor its partners, affiliates, participating merchants, subsidiaries and agents entities and each of their respective officers, directors, and employees (collectively, the “Releasees”) are responsible for and shall not be liable for late redemptions, lost cards, or misprints.  Cards must be presented in person to be redeemed.By participating, entrants agree to: 1.) abide by the Official Rules and the decisions of the Sponsor, which shall be final in all respects; and 2.) release, discharge, and hold harmless the “Releasees”, from any liability, claims, or damages arising out of their direct or indirect participation in the Contest, it’s related publicity, and the acceptance, use, misuse, or possession of any prize. As a condition of entering the Contest, participant agrees that: 1.) under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim, punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; 2.) all causes of action arising out of or connected with this Contest, or any prize awarded, shall be resolved individually, without resort to any form of class action; and 3.) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees. The Callaway Bank reserves the right to disqualify any entrant if there is any suspected evidence of tampering, counterfeiting, corruption, or any other malicious causes beyond the control of the bank. Any attempt by any person to deliberately alter or to undermine the legitimate operation of this promotion may be a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent of the law. By entering, all entrants agree that this Contest is governed by laws of Missouri with venue in Callaway County, Missouri for the resolution of all claims and disputes. Sponsor’s failure to enforce terms of these Official Rules shall not constitute a waiver.

8. Consent to Publicity and Release

By accepting a prize, winners consent to the use of their name, photo, and likeness for publicity purposes without further compensation, unless prohibited by law.

9. Participating Merchants

44 Stone

44 Canteen

Italian Village 

Fretboard Coffee

Randy’s Frozen Custard

Buckingham Smokehouse Bar-B-Q

La Terraza

Jersey Mike’s

Jose Jalapeno

Midway Golf and Games