Tips To Help Protect Yourself From Identity Theft

General Tips to Follow

  • Leave Social Security cards and unnecessary debit or credit cards in a secure location. Only carry them with you when you will be using them and promptly put them back in the secure location once you no longer need them.
  • Shred documents that contain any personal or account information before discarding.
  • Never send any personal or account information via email. Keep in mind that unlike web sites, emails are never secure.
  • Review your monthly checking account statements to spot any unauthorized purchases. You can also monitor your account activity online at any time at
  • View the FDIC’s video on protecting your identity against internet thieves and electronic scams here.

Protect Your PIN

  • Never write down your PIN (Personal Id Number). Memorize it as soon as you get it.
  • Do not disclose your PIN to anyone. No one from any financial institution, the police or a merchant should ever ask for your PIN.
  • Beware of phishing emails. These are emails that appear to be from your bank or online merchant asking for account information. Do not reply to them or click on any links. MasterCard®, The Callaway Bank or any other legitimate online merchant will never ask for your PIN or other personal financial information via email.
  • At an ATM or PIN pad, enter your PIN discreetly, shielding the keypad with your hand or body.

Monitor Your Credit History

Check your credit reports for accuracy. Call any one of the three credit reporting agencies to receive your free annual credit report.

Credit Bureau Numbers and Web Sites:

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