Transaction Limitations for Personal Savings Account:

Transfers from a Personal Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. We are required to close or convert to a transaction account an account that consistently exceeds the transaction limits.

Transaction Limitations for Business Savings Account:

Transfers from a Business Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. We are required to close or convert to a transaction account an account that consistently exceeds the transaction limits.

Fees for all Savings Accounts:

A service charge of $1.00 will be charged for each preauthorized, automatic, telephone, computer transfer, check, draft, or similar order to third parties in excess of six per month. This fee will not apply if the account is used by a person under age 18.

Transaction Limitations for Advantage Money Market Account:

Transfers from a Advantage Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer, or by check, draft or similar order are limited to six per month.

Fees for Advantage Money Market Account:

A service charge of $10.00 will be charged for these types of transactions in excess of six during a month. A service charge of $.07 will be charged for each deposited item in excess of 50 during a month.