No, not necessarily, but it is likely to just be a matter of time. Most often we will reissue a card because we have strong indications that your card number could be exposed, and we want to preempt any fraudulent transactions. While some people do experience fraudulent charges because their number was indeed stolen, it doesn’t mean your card has been hit yet. This is where it is important for you to keep an eye on your account for transactions you didn’t make and contact us immediately if you see any of these charges.