Business Checking

No matter the size of your business, we have checking account options and services to fit your needs. We will work with you to establish a plan that makes the most sense for your business.

Business Checking

The Business Checking account is designed to fit the needs of the startup to a large company for transacting business at little to zero cost.  This account is capable of scaling with you as your company grows too.  Easily add direct deposit/ACH services or remote deposit capture and other cash management services.  See the grid below for complete details.

Commercial Checking

The Commercial Checking account is designed for large companies with high volume transactions.  While there is a nominal monthly fee, it can be offset by the balances kept in the account.

Cash Management Services are available such as ACH, wires, remote deposit capture, and online banking with multiple user access.  See the grid below for complete details.

Give us a call today to learn more about the options that are available to you!

Business Checking Accounts

ACCOUNT FEATURESCOMMERCIAL CHECKINGBUSINESS CHECKING
Receives an Earnings Credit for Average Collected Balance✔
Monthly Service Charge$9.95
Minimum Balance to Open$100.00$100.00
Minimum Daily Balance Required¹$2,500.00 to Waive Service Charge
Callaway Bank Rewards
Unlimited Electronic Debits/Credits
Written Checks²300 Included150 Included
Deposited Checks³300 Included150 Included
Debit MasterCard®
Fraud Analytics Protection
Mobile Banking App with Mobile Check Deposit⁴
Business Banking Online (BBOL)
Apple Payᵀᴹ, Google Pay®, Samsung Payᵀᴹ ⁵
24hr Telebanking✔
eAlerts
Check Recovery ServiceYes!Yes!
Auto Transfer to Prevent Overdraft Fees⁶
eStatement with Check Images
OPTIONAL ACCOUNT FEATURES
Courtesy Pay Overdraft Protection⁷$2,000.00 Limit$2,000.00 Limit
Paper Statement$4.95 Per Cycle$4.95 Per Cycle
Online Bill Pay$4.95 Per Cycle$4.95 Per Cycle
Merchant Services
ACH & Wire Cash Management
Positive Pay
eDeposit (Remote Deposit Capture)
Other FeesCommon FeesCommon Fees

¹If your account reaches a zero balance, it will automatically be closed. ²Written checks will cost $0.25 per check after free limit. ³Deposited Checks will cost $0.25 per check after free limit. ⁴Mobile Check Deposit available after a 30 day waiting period and approval. ₅Apple, the Apple logo, iTunes, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Android, Android Pay, and the Android Logo are trademarks of Google Inc. 6Auto transfers to prevent overdrafts must be from a Callaway Bank account with available funds. 7Courtesy Pay Overdraft Protection charges $32.50 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days, but will be subject to a $3.00 per day fee beginning on day three the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.

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