Business Credit Cards

Business Credit Card

Two Great Business Credit Cards To Choose From To Fit Your Business Needs


Earn 1 point for every $1 in purchases in The Callaway Bank’s Rewards Program. Already a Callaway Bank Rewards member? Your credit card points will combine with your debit card points, so you can earn rewards even faster. Points can be redeemed for gift cards, merchandise, travel, donations to local charities, and hundreds more options. You can redeem your points at any time through your online portal account.

To enroll, contact a Callaway Personal Banker, open an Ultimate Checking, Business Checking, or Business Rewards Account, and receive your welcome packet — no fee required! Collected points are good for three years before expiration.


Keep track of your business expenses while earning 1% cash back on all your purchases. Plus, you’ve got the flexibility to choose when and how much cash back to redeem. Save your cash back for a big payout or redeem each month as you earn it. It’s up to you. Your cash back never expires, and is applied as a statement credit when you decide to redeem.

Why Choose a Callaway Bank Credit Card?

Business Cred

You’re protected no matter what. If your card becomes the victim of fraud, you won’t be liable for those charges.

All of our credit cards come with enhanced EVM (chip) technology to ensure more secure transactions while using your credit card. It’s an extra layer of fraud protection to help keep your account safe. In addition, your account is monitored for suspicious activity with our 24/7 Fraud Analytics Protection. If we suspect fraud on your account, we’ll block the activity and let you know about the potential fraud.

We understand that when you need to talk to someone about your card, it helps to talk to someone in person. Our dedicated Business Banking Team is here to help with your credit card to help you decide what one fits your needs.

Contact Our Business Banking Team

Benefits Included With Your Business Credit Card

Business Rewards Credit CardBusiness Cash Back Credit Card
Rates13.99% - 20.49%13.99% - 20.49%
Rate Details Click for Rate DetailsClick for Rate Details
Annual Fee$0$0
RewardsEarns 1 Reward Point Per $1 SpentEarns 1% Cash Back on All Purchases
Issued and Managed by The Callaway Bank✔
Local Customer Service✔
24/7 Fraud Analytics Protection✔✔
24/7 Customer Service✔✔
Paying Late Won't Raise APR✔✔
No Overlimit Fee✔
Account Alerts✔✔
Mastercard Benefits
Zero Liability (1)✔
Identity Theft Protection 2✔

Choosing a Business Credit Card

At The Callaway Bank, we offer two different business credit card options. So which is the right choice for your company?

Business Rewards Card: This card model gives you 1 point for every $1 spent. This option may give businesses with high spending trends the most return value. A business rewards card may work best for businesses looking to receive discounts on travel and lodging. However, The Callaway Bank offers hundreds of point payout options for card holders. If you are already a member of The Callaway Bank you may choose to combine your credit card and debit card points.

Business Cash Back Card: A business cash back card is simple, straightforward, and easy to redeem. Your credit card account receives 1% back on all business-related purchases. This low-maintenance rewards program allows for easy flexibility for your business to choose how your money is spent. This card option may be the best choice for companies not looking to closely manage their spending rewards.

Why The Callaway Bank?

We are a locally owned, community bank whose goal is to improve the financial life of our clients, and we’ll do whatever we can to help them fulfill their needs and goals. We’ll guide you in finding the best options in personal or business banking services.

Other Business Services from The Callaway Bank

Our credit cards and banking services allow you to support your community bank and give your business the flexibility it needs.

Contact Our Business Banking Team



¹Certain restrictions apply. See for details.
²Certain restrictions apply. For details see

Business Bankers

Madison Strain

Business Banking Specialist

Columbia (Chapel Hill)

Andy Suess

Market Manager



Jacob Pestle

Business Banking Manager, VP

Columbia (West Broadway)

Patricia Case

Business Banking Specialist

Fulton (Downtown)

Marty Matthews

Business Banking Specialist

Columbia (Chapel Hill)

Kelli Desmond

Deposit Documentation Specialist