Website Terms of Use

This Site’s Terms of Use apply to your use of this website. By visiting or using this Site, you accept these Site Terms.  Continued use of this Site constitutes your acceptance of any revisions to this Site’s Terms of Use.

 

Website Ownership

This website is owned and operated by Callaway Security Banks, 5 East 5th Street, Fulton, MO 65251, which is referred to below as “The Callaway Bank”, “Callaway Mortgage Group”, “we”, “us”, “our”, or “Company.”

 

We may modify these Terms of Use.

The Callaway Bank reserves the right to change the terms, conditions, and notices under which The Callaway Bank site is used. You are responsible for regularly reviewing these Terms of Use.

 

This site is designed for your personal use.

The Callaway Bank web site is for your personal use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from The Callaway Bank site.

 

Your personal information will be secure and will be kept private.

The Callaway Bank has developed policies and procedures to protect your personal information. Please refer to our Privacy Policy.

 

Email is not a secure method of communication.

Keeping your information confidential and secure is as important to us as it is to you. Please be aware that any emails you send are not secure. Please do not email any confidential information such as passwords, account numbers, credit card information or social security numbers. That type of information should be provided to us by phone, fax or regular mail.

 

E-SIGN Information:
The Callaway Bank may provide you with certain records, communications, and information (“Information”) in electronic format. By submitting an inquiry, you hereby consent to receive this Information in electronic format. You have the right to receive Information on paper or in a non-electronic format. You also have a right to withdraw your consent to receive the information in electronic format. This consent applies throughout the complete home loan quote. Some information will only be available to you and provided by The Callaway Bank in paper form, and a representative will indicate that when applicable. Your decision to receive information in a paper or non-electronic format will have no impact or bearing on our decision to extend a firm offer of credit to you.

 

Request For A Quote
A quote through this website is an inquiry (“inquiry”) only, not a mortgage loan application nor a commitment to lend, and no interest rate is promised or secured. By submitting an inquiry a lender will contact you via telephone or email.  The lender may ask you for additional information to make an assessment.  An assessment will be performed to determine whether your income and debt-ratio may fit a current Callaway Bank loan program. A credit decision will be made only after you submit a complete mortgage loan application and we are able to verify and fully evaluate your application request in accordance with the loan program you have selected and all underwriting criteria.

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts.

 

Links to third party sites are provided for your convenience.

The Callaway Bank site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of The Callaway Bank, so The Callaway Bank is not responsible for the contents of any Linked Site, including any link contained in a Linked Site, or any changes or updates to a Linked Site. These links are provided to you only as a convenience, and the inclusion of any link does not imply endorsement by The Callaway Bank of the site.

 

Conditions of Use

As a condition of your use of The Callaway Bank site, you warrant to The Callaway Bank that you will not use The Callaway Bank web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use The Callaway Bank website in any manner which could damage, disable, overburden, or impair The Callaway Bank web site or interfere with any other party’s use of The Callaway Bank web site.

 

Disclaimers
The Callaway Bank endeavors to ensure this website is accurate however occasional errors may occur.  The content on or available through this website is provided “as is” and without warranties of any kind, either express or implied.  This website and the information, software, and services are provided ‘as is’ with no express or implied warranties of any kind. The Callaway Bank, or any of its affiliates, is not liable for any direct, indirect, punitive, incidental, special or consequential damages or any other injury arising out of the use of the site.

The Callaway Bank makes no representation or warranty regarding the web page content or its use thereof. The web page content on or available through this website could include inaccuracies or typographical errors and could become inaccurate because of developments occurring after their respective dates of preparation or publication.

 

Indemnity

You agree to indemnify The Callaway Bank and its employees, officers, directors, agents, and representatives, and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney’s fees and court costs, that arise from or are related to your use of this website and/or your breach/violation of or failure to comply with the Terms of Use.