The Callaway Bank cares about setting you up with the account that is right for you. Whether you are managing your entire family’s finances or helping your child learn to budget, we’re positive The Callaway Bank has an option that will serve your needs.
Common Checking Account Features:
All our checking accounts include features that will make you feel secure, like our free Fraud Analytics Protection, as well as digital banking that lets you manage your finances efficiently while on the go. The Callaway Bank eAlerts will keep you on top of your transactions. Our eStatements with check images reduce the risk of fraud and identity theft while conserving paper.
Open Your Account and Walk Out with Your Debit Card Ready to Go!
Best Value Option:
The Ultimate Checking® Account at The Callaway Bank offers:
- Up to $12 in Refunded ATM Fees per Month (1)
- Callaway Bank Rewards earn points with your debit card (2)
- One Waived Overdraft Fee Annually (3)
Personal Checking Accounts
|Personal Checking Account Options
|Reimbursed ATM Fees (1)
|Account Has Rewards
|Yes! Enjoy 2,500 points at new account opening AND Earn points for every $4 Debit Card spend. (2) callawaybank.com/rewards
|One Waived Overdraft Fee Annually (3)
|Checks Included with Account
|Yes! One Box At A Time
|No Fees on Checks Written/Items Deposited
|Debit Mastercard® with ID Theft Protection, Extended Warranty, and Airport Concierge. (4)
|Fraud Analytics Protection 24/7/365
|Mobile Wallet & Contactless Payment Ready
|Bank in-app or online - virtually anytime, anywhere!
|(1) ATM reimbursements of up to $12 for non-Callaway Bank ATM fees incurred during the statement cycle are refunded at the end of each statement cycle. Excludes international ATM and exchange fees. (2) Transactions excluded from Callaway Bank Rewards point calculation include the following: (a) cash advances, ATM withdrawals, convenience checks, and balance transfers, except as otherwise permitted in special promotional offers: (b) any bank fees and card-related charges posted to a Rewards Card account, including ATM fees, late fees, over-limit fees, annual fees, and finance charges as outlined in the applicable Cardholder agreement; or (c) tax payments or any unauthorized charges or transactions. (3) Contact The Callaway Bank to waive (one) $30.00 overdraft fee per rolling 12-month period. (4) Certain restrictions may apply. For complete details refer to the Debit Mastercard Guide To Benefits www.mastercard.us/zero-liability.
Ultimate Checking Account
Our Ultimate Checking® Account is the best value! It includes many services and features with only a small monthly fee of $5.95.
Cash Back Debit Card Account
The Cash Back Debit Card from The Callaway Bank rewards every swipe or click with 4% (up to $8/month) cash back.
Simple Checking Account
Basic Checking is an account that comes with all of the features that you will need to feel secure.
Personal Mobile Banking App
The Callaway Bank Mobile app allows you to bank on the go. It’s free to download and offers quick access for managing your consumer accounts.
Business Remote Check Deposit
The Callaway Bank makes it easy to deposit checks on the go!
Fastest and Easiest Way to Replace a Personalized Debit Card
We know how easy it can be to lose a debit card. We’ve all done it. At The Callaway Bank, our goal is to make handling that inconvenience as painless as possible. We’re able to quickly replace your debit cards on the spot at any of our locations. And if you’re worried about your card falling into the wrong hands, you can use digital banking options (online or the mobile app) to turn on and off your debit card further protecting yourself from fraudulent purchases.
All of our debit cards are contactless, have your personal information on the back of the card, and include an EMV chip. Chip cards are more secure than standard magnetic strip cards, which were invented more than 50 years ago. Chip cards create a one-time code for each in-store purchase you make using your card. A chip card – also called a smart card or an EMV™ card – is a debit that contains a microprocessor that enhances the security of cards during point-of-sale transactions. The EMV chip establishes a digital conversation (sometimes referred to as a “handshake”) between your credit card and the transaction terminal in order to authenticate the transaction. The benefit: EMV chips can’t be copied or counterfeited in the way that magnetic stripes have been in the past, so credit card companies are hoping for less fraud.