tcb>PREPAID is a great option for those who need payment flexibility but want something other than a checking account.

How it works:

Stop paying check cashing fees and get quicker access to your “paycheck”! The tcb>PREPAID card is easier and faster than having to wait to cash your paycheck. Your pay can be electronically deposited onto your tcb>Prepaid card and instantly ready to use. Make in-store and online purchases and pay bills through your card. Grab cash at an ATM anytime of day or on weekends. Some stores also offer “cash back” with a purchase. Keep track of balances and transactions easily online or by phone.

TCB-prepaid-card-image

Card benefits:

  • No more check cashing fees
  • Make in-store or online purchases
  • No overdraft fees
  • Funds can be accessed via ATM, and at no charge at Callaway Bank ATMs & 32,000 MoneyPass® ATMs nationwide
  • Free Text Alerts for low balance, funds added, transactions, etc…²
  • Funds can be loaded manually at any Callaway Bank branch or via any direct deposit source (i.e. employer, tax refund, government benefits)
  • Card is portable and can be used with other employers
  • Safer than carrying cash
  • Fraud Analytics protection monitors for potential theft or fraudulent transactions included at no charge
  • MasterCard® branded for world-wide acceptance
  • FDIC insured
  • Available for ages 16 years and older
  • Easier to qualify for than a checking account

tcb>PREPAID Information

Standard Service Fees
One-time activation$4.95
Monthly service fee$0
Purchases (in-store or online)$0
Loading Funds (electronic or manual)$0
Callaway Bank & MoneyPass® ATM use$0
Cash back at retail point of sale$0¹
Online account management$0
Toll-free telephone account balance inquiry$0
Text or Email Alerts$0²
Fraud Analytics Protection$0
OtherOther Service Fees
Quarterly Paper Statement (optional)$3.95/quarter
Non-Callaway Bank & Non MoneyPass® ATM transactions
Plus any fees the other provider charges
$2.00 each
Lost or stolen card replacement$20.00 each
Inactivity of 12 or more months$5.00/month
Bad address/Bad email address$7.50/month
Deposited Check Returned Unpaid$5.00

¹Cash back available at most retailers, however, some stores may charge a fee for cash back.

²Text messaging rates may apply. Check with your Wireless Carrier for details.

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