Personal Credit Cards


0% Intro APR for 6 months for Balance Transfers. Click for full details.

At The Callaway Bank, we’ve designed our credit cards with our customers in mind. Whether your goal is to have a credit card for emergency use, to help build your credit, or to earn you cash back on all of your purchases, The Callaway Bank has a card option to fit your needs. Callaway Bank Credit Cards are issued and managed by The Callaway Bank, which means you also benefit from local decision making and local customer service. We understand that when you need to talk to someone about your card, it helps to talk to someone in person. Our branch staff and customer care team are here to help.

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Our Callaway Bank Credit Cards  feature enhanced card security, including new chip technology, zero liability, and 24/7 account monitoring.

Additionally, we’ve partnered with Mastercard® to offer all of the great features their credit card holders receive, such as an extended warranty on purchases, concierge service for when you need help booking a trip or getting reservations for a restaurant, travel protection, and identity theft resolution services.

Multiple Card Options To Fit Your Needs

Personal Credit Cards

Advantage CardCash Back Credit CardRewards Credit CardCredit Builder Card
Card BenefitOur Best Rates AvailableEarns 1% Cash Back On All Purchases. Redeem When And For Whatever Amount You'd Like.Earns Points On All Purchases. Redeem for Gift Cards, Travel, Merchandise, or Donate to Local CharitiesFor Those With Limited or Challenged Credit. Credit Limit Secured by Certificate of Deposit.
Annual Fee$0$0$0$0
Rewards/Cash BackN/AEarn Cash Back On All PurchasesEarn Rewards Points
10,000 Free points for Opening Account
Expiration of Rewards/Cash BackN/ANever ExpiresAfter 3 YearsN/A
Redemption of Rewards/Cash Back¹N/ARedeem Accrued Cash AnytimeRedeem Points AnytimeN/A
Issued and Managed by The Callaway Bank✔✔✔✔
Local Customer Service✔✔✔✔
24/7 Account Monitoring✔✔✔✔
24/7 Customer Service✔✔✔✔
Paying Late Won't Raise APR✔✔✔✔
No Overlimit Fee✔✔✔✔
Account Alerts✔✔✔✔
Mastercard Benefits
Zero Liability¹✔✔✔✔
Identity Theft Resolution Services✔✔✔
Mastercard Emergency Services✔✔✔✔
Price Protection²✔✔✔✔
Extended Warranty²✔✔✔✔
Mastercard Airport Concierge™²✔✔✔✔
Priceless Cities Offers & Experiences™²✔✔✔
Click to View Rate Details!Click to View Rate Details!Click to View Rate Details!Click to View Rate Details!

*Click the link to see disclosure for details.

¹ – Certain restrictions apply. See for details.

² – Certain restrictions apply. For details, click here.

Cardholder Agreement for Advantage, Rewards, and Cash Back cards.

Cardholder Agreement for Credit Builder card.

Serving Mid-Missouri With Eight Convenient Locations

Putting customers first since 1857. We’re your community bank.