Cash Back Debit Card Account

Earn up to $8 Cash Back per month when you:

  • Use your Debit Card for 18 purchases monthly*
  • Enroll in Direct Deposits of $1,200 Monthly
  • Enroll in eStatements with check images

For the times you still need cash

We won’t charge a fee to use another bank’s ATM. If you do receive a fee from an out-of-network ATM, we’ll automatically refund up to $12 each month.*

All accounts at The Callaway Bank have access to over 30,000 ATMs that are just like using your local Ashland, Fulton, Columbia, Millersburg, Mokane, or Kingdom City options! The MoneyPass® nationwide network of ATMs is just like using your local Callaway Bank ATM!

Bank On The Go

Bank online or use the mobile app to pay bills, send money with a built-in P2P option, shut your card on/off, temporarily raise your spending limit for large purchases, set travel, payment, transaction, and eAlerts so you’re always in the know about your account.

Create budgets and stick to them by visually tracking your progress with Money Insights.

Open Your Cash Back Debit Card Account

Find Out How to Start Earning Cash Back Today!

Ready to start earning cash back while enjoying convenient banking? Apply now for our Cash Back Debit Card Account and unlock up to $8 cash back per month. With no ATM fees at over 30,000 ATMs nationwide, along with easy online banking and budgeting tools, managing your finances has never been more rewarding. Don’t miss out, apply today and make the most of your banking experience with The Callaway Bank.

Contact Our Customer Care Team

Learn more about the benefits of the The Callaway Bank Personal Debit Mastercard®.

Cash Back Debit Card: Specific Account Details

Monthly Service Charge$0
Minimum Deposit to Open$100
Minimum Balance Required$0
$50 up to $200+ in debit card spend$2 to $8 Max Cash Back
Non-Callaway Bank ATM Fee Refunds*Up to $12 Monthly
Fraud Analytics Protection 24/7/365
Mobile Wallet Ready for Apple Walletᵀᴹ, Fitbit Payᵀᴹ, Garmin Payᵀᴹ, Google Walletᵀᴹ, Samsung Walletᵀᴹ

Digital and Mobile Banking
Zero Liability Protection
ID Theft Protection, Extended Warranty, Airport Concierge
Common Fees

TIP: Setup up eAlerts which notify you when you reach a particular balance level, such as when your account hits $100 remaining, you get a text alert that you’re getting low on funds.  eAlerts are included with Cash Back Debit Card.

Overdraft Protection Options:

Do you prefer to have your account prevent further purchases so you avoid overdraft fees, or do you prefer to have access to extra funds for an additional fee? Either way we can accommodate you!

  • Option 1:  Avoid overdraft fees by declining Courtesy Pay. When your account is empty your debit card will be declined.
  • Option 2:  Ask about a Signature Line of Credit.
  • Option 3:  Access up to $800 in additional funds with Courtesy Pay for an additional fee per occurrence. Courtesy Pay Overdraft Protection charges $30.00 per item overdrawn. The fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means. ATM and everyday debit card transactions will be covered only if prior authorization is on file with the bank. Negative balances must be made current within 30 days but will be subject to a $3.00 per day fee beginning the 3rd day the account is negative. Overdrafts are paid at the sole discretion of the bank. Overdrafts may not be paid if your account is not in good standing.


Other Information:
*Requires a $100 minimum deposit to open Cash Back Debit Card account. All regular account opening procedures apply and are subject to approval. Monthly rewards are based on statement cycle. To qualify for up to $8 in cash back rewards and up to $12 in ATM fee reimbursements, each statement cycle requires: at least 18 qualified debit card purchases, receive a minimum of $1,200 in direct deposits, and be enrolled in eStatements. If you qualify you will receive reimbursements up to $12.00 for non-Callaway Bank ATM fees incurred during the statement cycle in which you qualified. ATM fees will be rebated once account qualifications are met during each statement cycle. Excludes international ATM and exchange fees. Other restrictions apply.  See a banker for more details.