| Account research and/or balancing assistance, per hour, after the first 1/4 hour | $25.00 |
| Accounts closed within Ninety Days of Opening | $35.00 |
| Check Printing | fee depends on style of check ordered |
| Temporary Checks, per page | $ 1.00 |
| Document copies, per page | $ 1.00 |
| Garnishments | $75.00 |
| Levies | $75.00 |
| Overdraft (Checking/Savings), per item = NSF Fee Charge | $32.50 |
| Nonsufficient Funds (NSF) Item, each = NSF Fee Charge | $32.50 |
| Overdraft Charge, will be imposed each day an account continues to be overdrawn beginning on the 3rd business day of
the overdraft | $3.00 |
| Incoming Wires, each | $10.00 |
| Outgoing Domestic Wires, each ($5 discount if originated thru Business Banking Online). | $25.00 |
| Outgoing Foreign Wires, each | $65.00 |
| Stop Payments, per item ($5 discount if originated thru Business Banking Online) | $35.00 |
| Check Item Sent for Collection, each | $20.00 |
| Night Depository Bag, with Lock, each, per year | $15.00 |
| 1099/1098 Tax Notice Copy or Correction, each | $ 5.00 |
| Duplicate Statement, per cycle. | $ 3.95 |
| Automatic transfer of funds from a checking or savings account to a checking account to prevent overdraft | FREE |
| Fax Service, first page, $1.00 each additional page | $ 5.00 |
| ATM/Debit Cards, non-rush order | FREE |
| FavCard Debit Card | $ 5.95 |
| Library Stock Debit Card | $ 1.95 |
| Replacement of lost or stolen ATM/Debit Cards, each | $20.00 |
| Deposited Check Returned Unpaid, each | $ 5.00 |
| Periodic Statement on CD Rom | $10.00 |
| Bad Address Fee, per month | $ 7.50 |
| *A fee of $7.50 per month will be assessed when the Bank receives initial notification of a bad address. | |
| Dormant Account Fee | $5.00 |
| * A checking account is dormant if for twelve months you have made no deposits or withdrawals to the account. A savings
account is dormant if for two years you have made no deposits or withdrawals to the account. The dormant account fee is
charged each month if the daily account balance falls below $1,000.00 any day during the month. | |
| Notary Services (waived for Gold Leaf Club members) | $ 2.00 |
| Bill Payment | $4.95/per month |
| Bill Payment, Same Day or Next Day Expedited per item (available for some billers) | $9.95 or $14.95 |
| Purchase of Money Order | $ 3.00 |
| Purchase of Offical Check | $ 5.00 |
| Purchase of Foreign Currency | $30.00 |
| Sale/Exchange of Foreign Currency | $30.00 |
| ACH Origination, per file | $ 5.00 |
| ACH Origination, per entry in file | $.10 |
| Software Licensing/Token/Set-up Fee | $50.00 |
| ACH Origination, Additional Software Training, per hour | $25.00 |
| Same Day ACH, per item | $ .16 |
| ACH Monthly Fee | $21.00 |
| ACH Unauthorized Fee, per item | $10.00 |
| ACH Returned Item Fee, per item | $ 5.00 |
| Undeliverable e-mail Fee - eStatement | $ 5.00 |
| Online banking, bill payment, and eStatements | FREE |
| Third Party Verification of Account Balance Information | $ 5.00 |
| Safe Deposit Box Drilling Fee | $100.00 |
| We may require not less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time
deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to
any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal. | |
| Rev. 05/23/2018 |
