Ann Watring, is a Commercial/Mortgage Lender for The Callaway Bank in Mid-Missouri. Get in touch with Ann to assist you with your lending needs today!

Lane Thebeau, is an Agricultural & Commercial Lender for The Callaway Bank in Mid-Missouri. Get in touch with Lane to assist you with your lending needs today!

Don Kieffer is a Commercial Lender for The Callaway Bank in Mid-Missouri. Get in touch with Don to assist you with your lending needs today!

Brent’s enthusiasm for helping people reach their goals is exciting to witness. His strong, honest work ethic and ability to multitask help him balance family, career, and farm goals.

He loves hunting, fishing, and working on the farm with his wife and their three boys while also serving in their church and watching football.

Supporting the United Way and volunteering with Junior Achievement to teach financial literacy to our young people are two very important efforts for Brent.

Carson Humphreys

Born and raised in Callaway County, Carson Humphreys has spent his entire life living and working in agriculture. He even resides on the same farm he grew up on located just south of Fulton, along with his wife and four sons. Such life experience provides the ag lender with valuable insight into the unique financial needs of local farmers.

After graduating from Fulton High School, Carson earned his Bachelor of Science in Animal Science from Northwest Missouri State University. He spent several years in the farm machinery industry before becoming an Ag teacher at Fulton High School. Now, the commercial lender is taking on a new adventure at The Callaway Bank to assist and work with Mid-Missouri’s agricultural community in a new way. 

In his free time, the local can be found working on the farm and dedicating time to numerous agriculture and youth-focused programs — many of which impacted his life growing up. Carson proudly volunteers with the Callaway Youth Expo as a board member and a ham and bacon superintendent. He’s also the ham and bacon project leader for the 4-H club and continues to support the Fulton FFA.

Dave Toczylowski

Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.

“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”

– Dave Toczylowski

A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team.  His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying.  Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.

A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends.  Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.

Contact Dave today for your Mortgage and Commercial Lending needs!

Josh is a Fulton native with a skillful knack in the financial industry.  With nine years in the banking industry, he has spent three of those years in lending and six in retail banking all while honing his banking and financial skills.

When he is not crunching numbers, you will find him on the golf course or engaging in a friendly game of conrhole. As an ambassador with the Callaway Chamber of commerce, Josh is deeply connected with the Fulton and Callaway communities.

He thrives in the small-town vibe where he is passionate about assisting local businesses in realizing their dreams. His commitment to his clients is unwavering and prides himself on making the loan process as smooth and stress-free as possible while building strong, everlasting relationships along the way.

Russ Marshman

Russ Marshman offers over 20 years of lending experience, which he brought to The Callaway Bank in 2020. The Wisconsin native relocated from Green Bay to Marshall, MO, in 1985 before settling in Fulton in 2019. The commercial and real estate lender is driven to help people realize their dreams and enjoys the commitment to teamwork of the Bank’s lending department.

In his free time, Russ enjoys fishing, riding side-by-sides, and spending time with his family, especially his grandchildren. He also raises golden retrievers and goldendoodles.

Josh Stephenson

Josh Stephenson, President of the Boone County Market, has more than 15 years of lending experience and has been with The Callaway Bank since 2009. He received a Bachelor of Science from William Jewell College in Liberty, Missouri, and is also a graduate of The School of Banking in Springfield, Missouri. Josh is dedicated to the community he serves and is active with the Columbia Chamber of Commerce and the Lions Club. Josh coaches youth football and basketball in his spare time and farms a few hundred acres.

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