Ann Watring, is a Commercial/Mortgage Lender for The Callaway Bank in Mid-Missouri. Get in touch with Ann to assist you with your lending needs today!

Brent’s enthusiasm for helping people reach their goals is exciting to witness. His strong, honest work ethic and ability to multitask help him balance family, career, and farm goals.

He loves hunting, fishing, and working on the farm with his wife and their three boys while also serving in their church and watching football.

Supporting the United Way and volunteering with Junior Achievement to teach financial literacy to our young people are two very important efforts for Brent.

Dave Toczylowski

Dave Toczylowski has more than 15 years of lending and business development experience. He enjoys working closely with clients to find financial solutions that foster a path to encourage their success and growth.

“Working with a community bank that truly believes in and lives out its mission daily attracted me to The Callaway Bank.”

– Dave Toczylowski

A native Missourian and graduate of the University of Missouri – Columbia, he has enjoyed volunteering over the years with the United Way, Habitat for Humanity, and Missouri Stream Team.  His work with Junior Achievement to inspire and prepare young leaders of tomorrow for success is especially gratifying.  Toczylowski is also a member of the Walt Beumer Memorial Chapter of the National Wild Turkey Federation and the local chapter of Ducks Unlimited.

A resident of Columbia, he enjoys attending sporting events to support his nieces and nephews and spending time with family and friends.  Outside of that, he also loves hunting and fishing and, on a rainy day, can often be found wrapped up in a good crime or historical novel.

Contact Dave today for your Mortgage and Commercial Lending needs!

Josh is a Fulton native with a skillful knack in the financial industry.  With nine years in the banking industry, he has spent three of those years in lending and six in retail banking all while honing his banking and financial skills.

When he is not crunching numbers, you will find him on the golf course or engaging in a friendly game of conrhole. As an ambassador with the Callaway Chamber of commerce, Josh is deeply connected with the Fulton and Callaway communities.

He thrives in the small-town vibe where he is passionate about assisting local businesses in realizing their dreams. His commitment to his clients is unwavering and prides himself on making the loan process as smooth and stress-free as possible while building strong, everlasting relationships along the way.

Russ Marshman

Russ Marshman offers over 20 years of lending experience, which he brought to The Callaway Bank in 2020. The Wisconsin native relocated from Green Bay to Marshall, MO, in 1985 before settling in Fulton in 2019. The commercial and real estate lender is driven to help people realize their dreams and enjoys the commitment to teamwork of the Bank’s lending department.

In his free time, Russ enjoys fishing, riding side-by-sides, and spending time with his family, especially his grandchildren. He also raises golden retrievers and goldendoodles.

Brian Hughes

Brian has been with The Callaway Bank since 2006, serving previously as a Personal Banker at the Main branch and Branch Manager at the South branch. In 2012, Brian transitioned into his current role as a Commercial/Real Estate Lender at the Main bank location in Fulton.

Brian, originally from Hatton, Missouri, graduated from William Woods University with a Bachelor of Science in Business Administration. Brian chooses to give back to his community by serving on the Callaway County United Way Board. During his spare time, he enjoys spending time outdoors, hunting, competitive pistol shooting, and being with his family and friends.