Are You a Veteran or Military Service Member?

Are you a veteran or member of the military and looking to buy a home? Your military service could qualify you for a $0 down VA loan.  In addition, as a thank you to our current and former service men and women The Callaway Bank waives the fee for your home appraisal up to $1,000!*

Why a VA Loan?

A VA home loan is a mortgage program available to United States veterans and active duty service members, and members of the National Guard.  While VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA), they are issued by The Callaway Bank and other qualified lenders.  Qualified borrowers can buy a new home or refinance their existing home with a VA loan.

  • $0 down payment for service members and veterans
  • Generally lower interest rates
  • You can qualify with a lower credit score and higher debt compared to conventional loans

Is a VA Loan the BEST Choice?

Not always!  Often veterans or service members are led to believe that a VA loan is always their best choice, which is not true.  Just because you qualify for a VA loan doesn’t mean that another type of loan couldn’t save you money.  The VA loan program is a great benefit to our veterans particularly if they don’t qualify for other home loans programs.  However other home loans may have lower fees or better terms based on your credit qualifications.

Why Choose The Callaway Bank?

Our lenders will help you figure out which loan program is your best fit and guide you through the process.  Often they will save veterans several hundred to a few thousand dollars by finding something other than a VA loan.   It all depends on your qualifications.

However, regardless of the type of home loan The Callaway Bank will still waive the appraisal fee* for veterans and active service members.

>>Get A Free Home Loan Quote<<

THANK YOU VETERANS!In honor of your service, we're waiving the appraisal fee.

We owe so much to our veterans. In honor of their service, The Callaway Bank wants to give back by waiving the appraisal fee on their home loans up to $1,000!*

Let us help you with your home loan today.


*Subject to credit review and loan approval. Offer applies to any active or honorably discharged member of the United States Army, Navy, Air Force, Marines, Coast Guard and National Guard. Available on first lien on primary residence only for properties located in contiguous counties of or within Boone or Callaway counties in Missouri. Appraisal fee up to $1,000 will be waived. Offer made by The Callaway Bank and does not imply that any loan will be made by the VA or US Government. This offer is subject to end without advance notice.