Bob has been a Commercial Lender with The Callaway Bank since 1998. Prior to joining the bank, Bob already had 12 years of commercial lending and financial service experience. Through his years of experience, Bob has gained expertise in the areas of real estate, rental property, construction, and equipment financing. He earned his Bachelor of Science in Business Administration and Master of Business Administration, with a focus in Finance and Banking, from the University of Missouri-Columbia. Bob is also very active in the local community. He is currently serving as a board member and treasurer for the Voluntary Action Center in Columbia, as well as a board member and treasurer for the Risk Management Association, and an advisory board member for the Callaway County United Way. He has also formerly served as the president for Risk Management Association board, former president and vice president for the Callaway County United Way, former president and vice president for the Host Lions Club in Columbia, and former deacon and treasurer for the board of his church. In his spare time, Bob enjoys sports, reading, seeing a good movie, and spending time with his family.