As the oldest, independent community bank in Missouri, The Callaway Bank combines old-fashioned values like fairness, respect, integrity, and honesty with modern banking products and services. Our customers have been our greatest asset since before the Civil War. Unlike most banks, we are still an independently owned and locally operated community bank.

Our decisions are made right here at home, with the interest of our community and our customers in mind for all that we do. While we take great pride in our history, it is the future we work for today.

Our Beginnings

1857
1857

First Bank Established in Callaway County

Pre1889 Bank Photo
Founded January 1, 1857.  Known as the “Fulton Branch, Western Bank of Missouri,” it was not actually a branch, as all stock owners and officers were local.
1861
1861

Civil War Threatens Bank’s Gold

bankers take gold to well
Directors feared the bank’s $50,000 in gold was in jeopardy from army raids. They agreed to hide the gold in a well on the west side of the Courthouse Square until peace was restored. The money remained there until 1865 when the well was pumped dry and all but one…
1861

The Civil War

The Civil War
1900
1900

The Callaway Bank Receives its Current Name

inside bank 1905
Having been previously reorganized as the Callaway County Savings Bank, The Callaway Bank receives it new and current standing name.
1914
1914

World War 1

World War I.
1929
1929

Stock Market Crash

1929 Stock Market Crash that began The Great Depression also known as Black Tuesday
1930
1930

Original Building Destroyed by Fire

The building that the bank had occupied since 1868 was destroyed by fire. Two new buildings have been constructed on the site since that time.
1939
1939

The Callaway Bank Survives The Great Depresssion

Only 2 banks in Callaway County survived The Great Depression, one of which was The Callaway Bank.
1960
1960

Drive-in Banking Brought to Fulton

The Callaway Bank brought drive-in banking to Fulton with its first separate downtown facility.
1969
1969

Man Landed on The Moon

Moon photo
The Apollo 11 Lunar Module lands on the moon.
1982
1982

Southern Fulton Branch Opened

South Bank in Fulton opens.
1993
1993

The Callaway Bank Merges with Steedman Bank

The 2 banks merge to replace services lost to Mokane residents during the disastrous Missouri River flood of the same year.
1999
1999

The Callaway Bank Settles into Columbia

The first facility is opened in Columbia at 1600 Chapel Hill Road
2002
2002

The Callaway Bank Expands to 2nd Columbia Branch

The Callaway Bank follows the original Columbia branch by opening its second facility at 3200 West Broadway, Columbia.
2007
2007

Lake of the Wood Branch Opens

LOTW bank photo
Its third Columbia branch at 5600 Bull Run Drive opens near the Lake of the Woods exit in 2007.
2015
2015

Ashland Branch Opened April 17, 2015

Ashland Branch ribbon cutting
The Callaway Bank rounds out its eighth banking office with a new bank in Ashland, Mo.
2017
2017

The Callaway Bank 160th Anniversary

The Callaway Bank celebrated 160 years in business in 2017. The bank is the oldest independent bank west of the Mississippi River.

Today, The Callaway Bank has eight banking offices in Ashland, Fulton, Columbia and Mokane, 12 direct ATM locations, and over 32,000 surcharge free ATM locations nationwide through the MoneyPass® network. Plus with online banking and our mobile app (with mobile check deposit), you can bank anywhere and anytime.

Through the use of these tools, we have customers literally around the globe who prefer to bank with us, even after they have relocated from mid-Missouri. While banking will continue to evolve from a technology standpoint, we realize that it is how we take care of our customers that makes the difference. We’ll continue to adopt new technology but will always put our emphasis on serving our customers and our communities.