As the oldest, independent community bank in Missouri, The Callaway Bank combines old-fashioned values like fairness, respect, integrity, and honesty with modern banking products and services. Our customers have been our greatest asset since before the Civil War. Unlike most banks, we are still an independently owned and locally operated community bank.

Our decisions are made right here at home, with the interest of our community and our customers in mind for all that we do. While we take great pride in our history, it is the future we work for today.

Our Beginnings

The Callaway Bank 165th Anniversary

The Callaway Bank celebrates 165 years in business in 2022. The bank is the oldest independent bank west of the Mississippi River.

Ashland Branch Opened April 17, 2015
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The Callaway Bank rounds out its eighth banking office with a new bank in Ashland, Mo.

Lake of the Wood Branch Opens
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We celebrated 150 years serving Mid-Missouri as an independent community bank in 2007. Our Lake of the Woods, the third Columbia location, was opened as part of this milestone.

The Callaway Bank Expands to 2nd Columbia Branch

The Callaway Bank follows the original Columbia branch by opening its second facility at 3200 West Broadway, Columbia.

The Callaway Bank Settles into Columbia

The first facility is opened in Columbia at 1600 Chapel Hill Road

The Callaway Bank Merges with Steedman Bank

The 2 banks merge to replace services lost to Mokane residents during the disastrous Missouri River flood of the same year.

Southern Fulton Branch Opened

South Bank in Fulton opens.

Man Landed on The Moon
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The Apollo 11 Lunar Module lands on the moon.

Drive-in Banking Brought to Fulton

The Callaway Bank brought drive-in banking to Fulton with its first separate downtown facility.

The Callaway Bank Survives The Great Depresssion

Only 2 banks in Callaway County survived The Great Depression, one of which was The Callaway Bank.

Original Building Destroyed by Fire

The building that the bank had occupied since 1868 was destroyed by fire. Two new buildings have been constructed on the site since that time.

Stock Market Crash

1929 Stock Market Crash that began The Great Depression also known as Black Tuesday

World War 1
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World War I.

The Callaway Bank Receives its Current Name
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Having been previously reorganized as the Callaway County Savings Bank, The Callaway Bank receives it new and current standing name.

Civil War Threatens Bank’s Gold

Directors feared the bank’s $50,000 in gold was in jeopardy from army raids. They agreed to hide the gold in a well on the west side of the Courthouse Square until peace was restored. The money remained there until 1865 when the well was pumped dry and all but one…Read More

The Civil War Begins
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The Civil War

First Bank Established in Callaway County
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Founded January 1, 1857.  Known as the “Fulton Branch, Western Bank of Missouri,” it was not actually a branch, as all stock owners and officers were local.

Today, The Callaway Bank has eight banking offices in Ashland, Fulton, Columbia, and Mokane, 11 direct ATM locations, and over 40,000 surcharge-free ATM locations nationwide through the MoneyPass® network. Plus, with tools like P2P payments, online banking, and our mobile apps (with mobile check deposit), you can bank anywhere and anytime.

Through the use of these tools, we have customers literally around the globe who prefer to bank with us, even after they have relocated from mid-Missouri. While banking will continue to evolve from a technology standpoint, we realize that it is how we take care of our customers that makes the difference. We’ll continue to adopt new technology but will always put our emphasis on serving our customers and our communities.