As the oldest, independent community bank in Missouri, The Callaway Bank combines old-fashioned values like fairness, respect, integrity, and honesty with modern banking products and services. Our customers have been our greatest asset since before the Civil War. Unlike most banks, we are still an independently owned and locally operated community bank.
Our decisions are made right here at home, with the interest of our community and our customers in mind for all that we do. While we take great pride in our history, it is the future we work for today.
Our Beginnings
First Bank Established in Callaway County
Founded January 1, 1857. Known as the “Fulton Branch, Western Bank of Missouri,” it was not actually a branch, as all stock owners and officers were local.
Civil War Threatens Bank’s Gold
Directors feared the bank’s $50,000 in gold was in jeopardy from army raids. They agreed to hide the gold in a well on the west side of the Courthouse Square until peace was restored. The money remained there until 1865 when the well was pumped dry and all but one..
Read MoreThe Callaway Bank Receives its Current Name
Having been previously reorganized as the Callaway County Savings Bank, The Callaway Bank receives it new and current standing name.
Stock Market Crash
1929 Stock Market Crash that began The Great Depression also known as Black Tuesday
Original Building Destroyed by Fire
The building that the bank had occupied since 1868 was destroyed by fire. Two new buildings have been constructed on the site since that time.
The Callaway Bank Survives The Great Depresssion
Only 2 banks in Callaway County survived The Great Depression, one of which was The Callaway Bank.
Drive-in Banking Brought to Fulton
The Callaway Bank brought drive-in banking to Fulton with its first separate downtown facility.
Man Landed on The Moon
The Apollo 11 Lunar Module lands on the moon.
Southern Fulton Branch Opened
South Bank in Fulton opens.
The Callaway Bank Merges with Steedman Bank
The 2 banks merge to replace services lost to Mokane residents during the disastrous Missouri River flood of the same year.
The Callaway Bank Settles into Columbia
The first facility is opened in Columbia at 1600 Chapel Hill Road
The Callaway Bank Expands to 2nd Columbia Branch
The Callaway Bank follows the original Columbia branch by opening its second facility at 3200 West Broadway, Columbia.
Lake of the Wood Branch Opens
We celebrated 150 years serving Mid-Missouri as an independent community bank in 2007. Our Lake of the Woods, the third Columbia location, was opened as part of this milestone.
Ashland Branch Opened April 17, 2015
The Callaway Bank rounds out its eighth banking office with a new bank in Ashland, Mo.
The Callaway Bank 165th Anniversary
The Callaway Bank celebrates 165 years in business in 2022. The bank is the oldest independent bank west of the Mississippi River.
Today, The Callaway Bank has eight banking offices in Ashland, Fulton, Columbia, and Mokane, 11 direct ATM locations, and over 32,000 surcharge-free ATM locations nationwide through the MoneyPass® network. Plus with tools like Zelle®, online banking, and our mobile apps (with mobile check deposit), you can bank anywhere and anytime.
Through the use of these tools, we have customers literally around the globe who prefer to bank with us, even after they have relocated from mid-Missouri. While banking will continue to evolve from a technology standpoint, we realize that it is how we take care of our customers that makes the difference. We’ll continue to adopt new technology but will always put our emphasis on serving our customers and our communities.